 | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| Special Notation | : | Perusahaan Tercatat memenuhi kriteria Efek Bersifat Ekuitas Dalam Pemantauan Khusus. | ||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | |
|||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 4 | |
| Rating ROA | 3 | |
| Rating EQUITY | 3 | |
| Rating ROE | 2 | |
| Rating DER | 3 | |
| Rating TOTAL | 3 | |
| MARKET CAPITALIZATION | ||
| Listed Share | 3.552.213.000 | |
| Price | Rp. 555 | |
| Capitalization | Rp. 1.971.478.215.000 | |
| OWNERSHIP | ||
| Listing Date : 08-Jul-11 | ||
| Lokal 15,35 % | Asing 84,65 % | Lainnya 0,00 % |
| TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| Special Notation | : | Perusahaan Tercatat memenuhi kriteria Efek Bersifat Ekuitas Dalam Pemantauan Khusus. | ||
Financial Statements
| Description | 3Q18 | 3Q19 | 3Q20 | 3Q21 | 3Q22 | 3Q23 | 3Q24 | CAGR 5Y(%) |
| Last Price | 167 | 187 | 484 | 615 | 494 | 460 | 570 | |
| Market Cap | 180.3 B | 201.9 B | 522.6 B | 2.2 T | 1.8 T | 1.6 T | 2.0 T | 890.59 |
| BALANCE SHEET | ||||||||
| Cash | 107.9 B | 28.9 B | 31.5 B | 537.8 B | 278.8 B | 153.9 B | 129.8 B | 349.13 |
| Total Asset | 1.6 T | 1.3 T | 946.0 B | 1.4 T | 1.5 T | 1.7 T | 1.7 T | 30.77 |
| S.T.Borrowing | ||||||||
| L.T.Borrowing | 1.3 T | 915.7 B | 555.4 B | 421.9 B | 442.7 B | 593.5 B | 545.5 B | |
| Total Equity | 340.6 B | 363.9 B | 390.7 B | 1.0 T | 1.1 T | 1.1 T | 1.2 T | 229.76 |
| INCOME STATEMENT | ||||||||
| Revenue | 160.1 B | 148.0 B | 119.8 B | 82.7 B | 113.5 B | 123.6 B | 136.1 B | -8.04 |
| Gross Profit | 96.5 B | |||||||
| Operating Profit | 27.1 B | 31.3 B | 22.5 B | 21.2 B | 56.9 B | 53.1 B | 60.2 B | 92.33 |
| Net.Profit | 23.3 B | 26.0 B | 20.0 B | 16.5 B | 48.1 B | 44.4 B | 49.3 B | 89.62 |
| EBITDA | 28.3 B | 32.5 B | 24.5 B | 26.0 B | 61.6 B | 57.1 B | 65.3 B | 100.92 |
| Interest Expense | 87.1 B | 74.1 B | 49.8 B | 19.6 B | 3.7 B | 17.8 B | 23.5 B | |
| RATIO | ||||||||
| EPS | 21.2 | 23.64 | 18.14 | 4.57 | 13.37 | 12.34 | 13.7 | -42.05 |
| PER | 7.88 x | 7.91 x | 26.68 x | 134.57 x | 36.95 x | 37.28 x | 41.61 x | |
| BVPS | 315.47 | 337.07 | 361.83 | 287.94 | 304.37 | 319.39 | 337.65 | |
| PBV | 0.53 x | 0.55 x | 1.34 x | 2.14 x | 1.62 x | 1.44 x | 1.69 x | |
| ROA | 0.0144 | 0.0203 | 0.0211 | 0.0114 | 0.0316 | 0.0257 | 0.0283 | 39.41 |
| ROE | 0.0685 | 0.0714 | 0.0511 | 0.0161 | 0.0445 | 0.0391 | 0.0411 | -42.44 |
| EV/EBITDA | 47.64 | 33.49 | 42.68 | 79.65 | 31.16 | 36.31 | 37.4 | |
| Debt/Equity | 3.75 | 2.52 | 1.42 | 0.41 | 0.41 | 0.52 | 0.45 | |
| Debt/TotalCap | 0.79 | 0.72 | 0.59 | 0.29 | 0.29 | 0.34 | 0.31 | |
| Debt/EBITDA | 45.09 | 28.17 | 22.65 | 16.24 | 7.19 | 10.39 | 8.36 | |
| EBITDA/IntExps | 0.33 | 0.44 | 0.49 | 1.33 | 16.42 | 3.21 | 2.78 | 531.82 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | |
|||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| MARKET CAPITALIZATION | ||
| Listed Share | 3.552.213.000 | |
| Price | Rp. 555 | |
| Capitalization | Rp. 1.971 B. | |
| OWNERSHIP | ||
| Listing Date : 08-Jul-11 | ||
| Lokal 15,35 % | Asing 84,65 % | Lainnya 0,00 % |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 4 | |
| Rating ROA | 3 | |
| Rating EQUITY | 3 | |
| Rating ROE | 2 | |
| Rating DER | 3 | |
| Rating TOTAL | 3 | |
RETURN ON ASSET
| TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| Special Notation | : | Perusahaan Tercatat memenuhi kriteria Efek Bersifat Ekuitas Dalam Pemantauan Khusus. | ||
| TIME PERIOD : 29-11-2024 | |||
| Close | 555 | Prev Close | 555 |
| Change | - | Range | 555-555 |
| Bid | 0 | Offer | 555 |
| Bid Volume | 0 | Offer Volume | 688900 |
| Frequency | 2 | Value Rp.: 1.165.500 | |
| RETURN ON ASSET | |||||
|---|---|---|---|---|---|
| Benchmark to Others : | |||||
| A Exceptional | |||||
| B Excellent | |||||
| C Very Good | |
||||
| D Good | |||||
| E Fair | |||||
| F Poor | |||||
| RATIO (%) | ≤ 0 |
0-0.4 | 0.4- 1.7 |
1.7- 3.6 |
> 3.6 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | |
|||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |