 | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| Special Notation | : | Perusahaan Tercatat memenuhi kriteria Efek Bersifat Ekuitas Dalam Pemantauan Khusus. | ||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | |
|||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 2 | |
| Rating ROA | 1 | |
| Rating EQUITY | 1 | |
| Rating ROE | 1 | |
| Rating DER | 3 | |
| Rating TOTAL | 1 | |
| MARKET CAPITALIZATION | ||
| Listed Share | 3.552.213.000 | |
| Price | Rp. 735 | |
| Capitalization | Rp. 2.610.876.555.000 | |
| OWNERSHIP | ||
| Listing Date : 08-Jul-11 | ||
| Lokal 15,35 % | Asing 84,65 % | Lainnya 0,00 % |
| TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| Special Notation | : | Perusahaan Tercatat memenuhi kriteria Efek Bersifat Ekuitas Dalam Pemantauan Khusus. | ||
Financial Statements
| Description | 1Q19 | 1Q20 | 1Q21 | 1Q22 | 1Q23 | 1Q24 | 1Q25 | CAGR 5Y(%) |
| Last Price | 190 | 188 | 1705 | 565 | 408 | 550 | 740 | |
| Market Cap | 205.1 B | 203.0 B | 1.8 T | 2.0 T | 1.4 T | 2.0 T | 2.6 T | 1180.79 |
| BALANCE SHEET | ||||||||
| Cash | 30.0 B | 40.2 B | 212.3 B | 324.5 B | 263.5 B | 178.2 B | 143.9 B | 257.96 |
| Total Asset | 1.5 T | 1.2 T | 1.1 T | 1.4 T | 1.6 T | 1.7 T | 1.8 T | 50.00 |
| S.T.Borrowing | ||||||||
| L.T.Borrowing | 1.1 T | 813.0 B | 688.5 B | 355.5 B | 508.5 B | 577.4 B | 543.5 B | |
| Total Equity | 353.5 B | 377.4 B | 372.7 B | 1.0 T | 1.1 T | 1.2 T | 1.2 T | 217.97 |
| INCOME STATEMENT | ||||||||
| Revenue | 50.4 B | 41.1 B | 29.0 B | 33.2 B | 40.7 B | 45.4 B | 44.3 B | 7.79 |
| Gross Profit | ||||||||
| Operating Profit | 9.4 B | 7.8 B | 8.6 B | 15.9 B | 18.3 B | 17.8 B | 11.8 B | 51.28 |
| Net.Profit | 8.0 B | 6.7 B | 7.5 B | 12.9 B | 15.3 B | 14.2 B | 8.8 B | 31.34 |
| EBITDA | 9.7 B | 8.2 B | 9.6 B | 17.4 B | 19.7 B | 19.6 B | 13.5 B | 64.63 |
| Interest Expense | 26.7 B | 18.0 B | 6.7 B | 590.9 M | 5.2 B | 7.9 B | 8.0 B | |
| RATIO | ||||||||
| EPS | 7.3 | 6.06 | 6.86 | 3.58 | 4.26 | 3.96 | 2.45 | -59.57 |
| PER | 26.03 x | 31.02 x | 248.54 x | 157.82 x | 95.77 x | 138.89 x | 302.04 x | |
| BVPS | 327.43 | 349.52 | 345.23 | 294.45 | 311.2 | 327.75 | 344.67 | |
| PBV | 0.58 x | 0.54 x | 4.94 x | 1.92 x | 1.31 x | 1.68 x | 2.15 x | |
| ROA | 0.0055 | 0.0056 | 0.0071 | 0.0092 | 0.0095 | 0.0082 | 0.005 | -10.71 |
| ROE | 0.0227 | 0.0177 | 0.0202 | 0.0123 | 0.0139 | 0.0122 | 0.0072 | -59.32 |
| EV/EBITDA | 130.97 | 119.07 | 240.17 | 116.89 | 86.04 | 119.86 | 225 | |
| Debt/Equity | 3.1 | 2.15 | 1.85 | 0.34 | 0.46 | 0.5 | 0.44 | |
| Debt/TotalCap | 0.76 | 0.68 | 0.65 | 0.25 | 0.32 | 0.33 | 0.31 | |
| Debt/EBITDA | 112.94 | 99.21 | 71.37 | 20.39 | 25.82 | 29.41 | 40.38 | |
| EBITDA/IntExps | 0.36 | 0.46 | 1.44 | 29.51 | 3.77 | 2.48 | 1.69 | 267.39 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | |
|||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| MARKET CAPITALIZATION | ||
| Listed Share | 3.552.213.000 | |
| Price | Rp. 735 | |
| Capitalization | Rp. 2.611 B. | |
| OWNERSHIP | ||
| Listing Date : 08-Jul-11 | ||
| Lokal 15,35 % | Asing 84,65 % | Lainnya 0,00 % |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 2 | |
| Rating ROA | 1 | |
| Rating EQUITY | 1 | |
| Rating ROE | 1 | |
| Rating DER | 3 | |
| Rating TOTAL | 1 | |
RETURN ON ASSET
| TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | TIFA - KDB Tifa Finance Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, IDXSMC-COM | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| Special Notation | : | Perusahaan Tercatat memenuhi kriteria Efek Bersifat Ekuitas Dalam Pemantauan Khusus. | ||
| TIME PERIOD : 16-05-2025 | |||
| Close | 735 | Prev Close | 735 |
| Change | - | Range | 735-735 |
| Bid | 0 | Offer | 735 |
| Bid Volume | 0 | Offer Volume | 33000 |
| Frequency | 1 | Value Rp.: 73.500 | |
| RETURN ON ASSET | |||||
|---|---|---|---|---|---|
| Benchmark to Others : | |||||
| A Exceptional | |||||
| B Excellent | |||||
| C Very Good | |||||
| D Good | |||||
| E Fair | |||||
| F Poor | |
||||
| RATIO (%) | ≤ 0 |
0-0.4 | 0.4- 1.7 |
1.7- 3.6 |
> 3.6 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | |
|||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |