 | PNLF - Panin Financial Tbk. | PNLF - Panin Financial Tbk. | PNLF - Panin Financial Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Insurance | ||
| Industry | : | Insurance | ||
| Sub Industry | : | Life Insurance | ||
| Index (8) | : | MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Index (8) | : | MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Board | : | 8 Index MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Fasilitas Marjin | : | Saham yang bisa diperdagangkan secara marjin dan dapat mengakibatkan posisi short | ||
| Corporate Action | : | - | ||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | |
|||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 5 | |
| Rating ROA | 1 | |
| Rating EQUITY | 2 | |
| Rating ROE | 1 | |
| Rating DER | 2 | |
| Rating TOTAL | 3 | |
| MARKET CAPITALIZATION | ||
| Listed Share | 32.022.073.293 | |
| Price | Rp. 272 | |
| Capitalization | Rp. 8.710.003.935.696 | |
| OWNERSHIP | ||
| Listing Date : 14-Jun-83 | ||
| Lokal 34,40 % | Asing 12,80 % | Lainnya 52,80 % |
| PNLF - Panin Financial Tbk. | PNLF - Panin Financial Tbk. | PNLF - Panin Financial Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Insurance | ||
| Industry | : | Insurance | ||
| Sub Industry | : | Life Insurance | ||
| Index (8) | : | MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Index (8) | : | MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Board | : | 8 Index MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Fasilitas Marjin | : | Saham yang bisa diperdagangkan secara marjin dan dapat mengakibatkan posisi short | ||
| Corporate Action | : | - | ||
Financial Statements
| Description | 3Q17 | 3Q18 | 3Q19 | 3Q20 | 3Q21 | 3Q22 | 3Q23 | CAGR 5Y(%) |
| Last Price | 244 | 250 | 310 | 183 | 180 | 490 | 262 | |
| Market Cap | 7.8 T | 8.0 T | 9.9 T | 5.9 T | 5.8 T | 15.7 T | 8.4 T | 5.00 |
| BALANCE SHEET | ||||||||
| Cash | 4.2 T | 3.4 T | 4.3 T | 5.2 T | 6.1 T | 5.1 T | 3.7 T | 8.82 |
| Total Asset | 26.6 T | 27.3 T | 29.9 T | 30.3 T | 32.9 T | 33.4 T | 35.5 T | 30.04 |
| S.T.Borrowing | ||||||||
| L.T.Borrowing | 4.8 T | 4.1 T | 4.7 T | 4.0 T | 4.0 T | 4.4 T | 4.3 T | |
| Total Equity | 21.7 T | 23.1 T | 25.2 T | 26.3 T | 28.3 T | 29.0 T | 31.2 T | 35.06 |
| INCOME STATEMENT | ||||||||
| Revenue | 3.7 T | 2.5 T | 3.4 T | 1.8 T | 2.0 T | 2.1 T | 2.0 T | -20.00 |
| Gross Profit | 911.0 B | 917.4 B | 1.0 T | 1.1 T | 993.1 B | 1.0 T | 1.1 T | 19.90 |
| Operating Profit | 664.5 B | 692.0 B | 772.8 B | 786.8 B | 778.6 B | 744.1 B | 809.6 B | 16.99 |
| Net.Profit | 1.2 T | 1.3 T | 1.4 T | 1.4 T | 1.3 T | 1.4 T | 1.4 T | 7.69 |
| EBITDA | 675.1 B | 699.9 B | 780.5 B | 798.4 B | 786.7 B | 751.8 B | 818.1 B | 16.89 |
| Interest Expense | ||||||||
| RATIO | ||||||||
| EPS | 38.8 | 39.2 | 43.55 | 42.81 | 41.57 | 43.06 | 44.34 | 13.11 |
| PER | 6.29 x | 6.38 x | 7.12 x | 4.27 x | 4.33 x | 11.38 x | 5.91 x | |
| BVPS | 678.5 | 722.32 | 788.24 | 821.09 | 882.82 | 906.75 | 973.71 | |
| PBV | 0.36 x | 0.35 x | 0.39 x | 0.22 x | 0.20 x | 0.54 x | 0.27 x | |
| ROA | 0.0467 | 0.046 | 0.0466 | 0.0452 | 0.0404 | 0.0412 | 0.04 | -13.04 |
| ROE | 0.0571 | 0.0542 | 0.0552 | 0.0521 | 0.0471 | 0.0475 | 0.0455 | -16.05 |
| EV/EBITDA | 12.48 | 12.56 | 13.23 | 5.92 | 4.65 | 19.91 | 10.96 | |
| Debt/Equity | 0.22 | 0.18 | 0.19 | 0.15 | 0.14 | 0.15 | 0.14 | |
| Debt/TotalCap | 0.18 | 0.15 | 0.16 | 0.13 | 0.12 | 0.13 | 0.12 | |
| Debt/EBITDA | 7.15 | 5.91 | 6.01 | 5.04 | 5.12 | 5.83 | 5.23 | |
| EBITDA/IntExps | ||||||||
| Deviden | 10 | |||||||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | |
|||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| MARKET CAPITALIZATION | ||
| Listed Share | 32.022.073.293 | |
| Price | Rp. 272 | |
| Capitalization | Rp. 8.710 B. | |
| OWNERSHIP | ||
| Listing Date : 14-Jun-83 | ||
| Lokal 34,40 % | Asing 12,80 % | Lainnya 52,80 % |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 5 | |
| Rating ROA | 1 | |
| Rating EQUITY | 2 | |
| Rating ROE | 1 | |
| Rating DER | 2 | |
| Rating TOTAL | 3 | |
EARNING PER SHARE
| PNLF - Panin Financial Tbk. | PNLF - Panin Financial Tbk. | PNLF - Panin Financial Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Insurance | ||
| Industry | : | Insurance | ||
| Sub Industry | : | Life Insurance | ||
| Index (8) | : | MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Index (8) | : | MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Board | : | 8 Index MBX, IDXV30, IDXG30, KOMPAS100, IDXSMC-COM, IDXFINANCE, IDX80, COMPOSITE | ||
| Fasilitas Marjin | : | Saham yang bisa diperdagangkan secara marjin dan dapat mengakibatkan posisi short | ||
| Corporate Action | : | - | ||
| TIME PERIOD : 01-12-2023 | |||
| Close | 272 | Prev Close | 264 |
| Change | 8 (2.9%) | Range | 264-272 |
| Bid | 270 | Offer | 272 |
| Bid Volume | 399100 | Offer Volume | 1613100 |
| Frequency | 881 | Value Rp.: 5.266.694.800 | |
| EARNING PER SHARE (% PRICE) | |||||
|---|---|---|---|---|---|
| Benchmark to Others : | |||||
| A Exceptional | |||||
| B Excellent | |||||
| C Very Good | |||||
| D Good | |
||||
| E Fair | |||||
| F Poor | |||||
| Percent (%) of Price |
≤ 0 |
0-1.05 | 1.05-2.3 | 2.3-4.23 | > 4.23 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | |
|||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
