 | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (4) | : | DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Index (4) | : | DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Board | : | 4 Index DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | |
|||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 4 | |
| Rating ROA | 1 | |
| Rating EQUITY | 2 | |
| Rating ROE | 2 | |
| Rating DER | 4 | |
| Rating TOTAL | 3 | |
| MARKET CAPITALIZATION | ||
| Listed Share | 2.673.995.362 | |
| Price | Rp. 448 | |
| Capitalization | Rp. 1.197.949.922.176 | |
| OWNERSHIP | ||
| Listing Date : 01-Jun-09 | ||
| Lokal 15,49 % | Asing 84,51 % | Lainnya 0,00 % |
| BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (4) | : | DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Index (4) | : | DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Board | : | 4 Index DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
Financial Statements
| Description | 3Q17 | 3Q18 | 3Q19 | 3Q20 | 3Q21 | 3Q22 | 3Q23 | CAGR 5Y(%) |
| Last Price | 450 | 650 | 1150 | 1150 | 1000 | 645 | 436 | |
| Market Cap | 712.2 B | 1.2 T | 2.1 T | 2.1 T | 1.8 T | 1.7 T | 1.2 T | |
| BALANCE SHEET | ||||||||
| Cash | 43.3 B | 109.8 B | 67.1 B | 36.2 B | 75.4 B | 81.9 B | 18.8 B | -82.88 |
| Total Asset | 1.5 T | 1.9 T | 1.8 T | 1.5 T | 1.3 T | 1.3 T | 1.7 T | -10.53 |
| S.T.Borrowing | 436.8 B | 479.4 B | 347.9 B | 180.9 B | 357.0 B | 281.6 B | 593.1 B | |
| L.T.Borrowing | 501.8 B | 641.4 B | 647.5 B | 451.2 B | 57.7 B | 46.5 B | 60.3 B | |
| Total Equity | 571.2 B | 777.3 B | 800.6 B | 842.6 B | 899.8 B | 964.0 B | 1.0 T | 28.65 |
| INCOME STATEMENT | ||||||||
| Revenue | 263.5 B | 331.7 B | 323.4 B | 276.8 B | 218.0 B | 219.3 B | 261.4 B | -21.19 |
| Gross Profit | 255.9 B | |||||||
| Operating Profit | 42.0 B | 74.1 B | 75.8 B | 35.2 B | 34.7 B | 66.2 B | 78.9 B | 6.48 |
| Net.Profit | 35.6 B | 57.1 B | 59.1 B | 26.4 B | 26.7 B | 52.5 B | 64.2 B | 12.43 |
| EBITDA | 49.3 B | 83.3 B | 85.7 B | 45.1 B | 47.3 B | 78.5 B | 91.0 B | 9.24 |
| Interest Expense | 68.1 B | 90.3 B | 80.3 B | 71.4 B | 40.8 B | 24.2 B | 27.2 B | |
| RATIO | ||||||||
| EPS | 22.27 | 31.72 | 32.86 | 14.66 | 14.81 | 19.43 | 23.77 | -25.06 |
| PER | 20.21 x | 20.49 x | 35.00 x | 78.44 x | 67.52 x | 33.20 x | 18.34 x | |
| BVPS | 360.91 | 436.05 | 449.08 | 472.64 | 504.78 | 360.51 | 386.88 | |
| PBV | 1.25 x | 1.49 x | 2.56 x | 2.43 x | 1.98 x | 1.79 x | 1.13 x | |
| ROA | 0.0236 | 0.0301 | 0.0329 | 0.0179 | 0.0203 | 0.0406 | 0.038 | 26.25 |
| ROE | 0.0624 | 0.0735 | 0.0739 | 0.0313 | 0.0296 | 0.0544 | 0.062 | -15.65 |
| EV/EBITDA | 32.58 | 26.05 | 34.74 | 58.62 | 44.9 | 25.1 | 19.79 | |
| Debt/Equity | 1.64 | 1.44 | 1.24 | 0.75 | 0.46 | 0.34 | 0.63 | |
| Debt/TotalCap | 0.62 | 0.59 | 0.55 | 0.43 | 0.32 | 0.25 | 0.39 | |
| Debt/EBITDA | 19.02 | 13.45 | 11.61 | 14 | 8.78 | 4.18 | 7.18 | |
| EBITDA/IntExps | 0.72 | 0.92 | 1.07 | 0.63 | 1.16 | 3.25 | 3.35 | 264.13 |
| Deviden | 16.83 | 3.88 | ||||||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | |
|||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| MARKET CAPITALIZATION | ||
| Listed Share | 2.673.995.362 | |
| Price | Rp. 448 | |
| Capitalization | Rp. 1.198 B. | |
| OWNERSHIP | ||
| Listing Date : 01-Jun-09 | ||
| Lokal 15,49 % | Asing 84,51 % | Lainnya 0,00 % |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 4 | |
| Rating ROA | 1 | |
| Rating EQUITY | 2 | |
| Rating ROE | 2 | |
| Rating DER | 4 | |
| Rating TOTAL | 3 | |
RETURN ON ASSET
| BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (4) | : | DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Index (4) | : | DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Board | : | 4 Index DBX, IDXSMC-COM, IDXFINANCE, COMPOSITE | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Corporate Action | : | - | ||
| TIME PERIOD : 29-11-2023 | |||
| Close | 448 | Prev Close | 448 |
| Change | - | Range | 0-0 |
| Bid | 370 | Offer | 450 |
| Bid Volume | 100 | Offer Volume | 1000 |
| Frequency | 0 | Value Rp.: 0 | |
| RETURN ON ASSET | |||||
|---|---|---|---|---|---|
| Benchmark to Others : | |||||
| A Exceptional | |||||
| B Excellent | |||||
| C Very Good | |
||||
| D Good | |||||
| E Fair | |||||
| F Poor | |||||
| RATIO (%) | ≤ 0 |
0-0.4 | 0.4- 1.7 |
1.7- 3.6 |
> 3.6 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | |
|||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
