 | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, DBX | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Pre Opening | : | Saham dapat diperdagangan melalui sesi Pre-opening | ||
| Corporate Action | : | - | ||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | |
|||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 2 | |
| Rating ROA | 1 | |
| Rating EQUITY | 1 | |
| Rating ROE | 1 | |
| Rating DER | 4 | |
| Rating TOTAL | 2 | |
| MARKET CAPITALIZATION | ||
| Listed Share | 2.673.995.362 | |
| Price | Rp. 398 | |
| Capitalization | Rp. 1.064.250.154.076 | |
| OWNERSHIP | ||
| Listing Date : 01-Jun-09 | ||
| Lokal 11,23 % | Asing 88,77 % | Lainnya 0,00 % |
| BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, DBX | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Pre Opening | : | Saham dapat diperdagangan melalui sesi Pre-opening | ||
| Corporate Action | : | - | ||
Financial Statements
| Description | 1Q19 | 1Q20 | 1Q21 | 1Q22 | 1Q23 | 1Q24 | 1Q25 | CAGR 5Y(%) |
| Last Price | 650 | 1180 | 1080 | 695 | 356 | 380 | 390 | |
| Market Cap | 1.2 T | 2.1 T | 1.9 T | 1.9 T | 951.9 B | 1.0 T | 1.0 T | -52.38 |
| BALANCE SHEET | ||||||||
| Cash | 88.8 B | 123.5 B | 72.1 B | 42.3 B | 21.0 B | 28.7 B | 21.2 B | -82.83 |
| Total Asset | 1.7 T | 1.8 T | 1.4 T | 1.3 T | 1.4 T | 1.9 T | 2.1 T | 16.67 |
| S.T.Borrowing | 273.5 B | 324.5 B | 99.9 B | 310.7 B | 356.6 B | 787.6 B | 922.3 B | |
| L.T.Borrowing | 646.0 B | 665.3 B | 466.1 B | 61.0 B | 52.8 B | 64.2 B | 63.4 B | |
| Total Equity | 792.4 B | 837.7 B | 877.9 B | 937.3 B | 1.0 T | 1.1 T | 1.1 T | 31.31 |
| INCOME STATEMENT | ||||||||
| Revenue | 108.4 B | 116.5 B | 75.4 B | 67.7 B | 85.0 B | 106.3 B | 114.6 B | -1.63 |
| Gross Profit | ||||||||
| Operating Profit | 26.8 B | 24.2 B | 12.4 B | 16.2 B | 29.5 B | 28.7 B | 25.9 B | 7.02 |
| Net.Profit | 20.9 B | 18.4 B | 9.7 B | 12.9 B | 24.1 B | 22.5 B | 21.0 B | 14.13 |
| EBITDA | 30.2 B | 27.6 B | 16.7 B | 20.2 B | 33.6 B | 32.9 B | 30.4 B | 10.14 |
| Interest Expense | 27.2 B | 27.1 B | 15.5 B | 8.1 B | 7.4 B | 15.1 B | 14.9 B | |
| RATIO | ||||||||
| EPS | 11.62 | 10.22 | 5.39 | 4.78 | 8.94 | 8.34 | 7.78 | -23.87 |
| PER | 55.94 x | 115.46 x | 200.37 x | 145.40 x | 39.82 x | 45.56 x | 50.13 x | |
| BVPS | 444.48 | 469.93 | 492.47 | 350.54 | 375.87 | 404.34 | 427.81 | |
| PBV | 1.46 x | 2.51 x | 2.19 x | 1.98 x | 0.95 x | 0.94 x | 0.91 x | |
| ROA | 0.0122 | 0.0101 | 0.0067 | 0.0099 | 0.0171 | 0.0116 | 0.0099 | -1.98 |
| ROE | 0.0264 | 0.022 | 0.0111 | 0.0138 | 0.024 | 0.0208 | 0.0184 | -16.36 |
| EV/EBITDA | 65.92 | 107.7 | 144.7 | 108.16 | 39.92 | 55.92 | 66.11 | |
| Debt/Equity | 1.16 | 1.18 | 0.64 | 0.4 | 0.41 | 0.79 | 0.86 | |
| Debt/TotalCap | 0.54 | 0.54 | 0.39 | 0.28 | 0.29 | 0.44 | 0.46 | |
| Debt/EBITDA | 30.47 | 35.89 | 33.86 | 18.37 | 12.19 | 25.9 | 32.46 | |
| EBITDA/IntExps | 1.11 | 1.02 | 1.08 | 2.49 | 4.53 | 2.18 | 2.04 | 100.00 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | |
|||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| MARKET CAPITALIZATION | ||
| Listed Share | 2.673.995.362 | |
| Price | Rp. 398 | |
| Capitalization | Rp. 1.064 B. | |
| OWNERSHIP | ||
| Listing Date : 01-Jun-09 | ||
| Lokal 11,23 % | Asing 88,77 % | Lainnya 0,00 % |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 2 | |
| Rating ROA | 1 | |
| Rating EQUITY | 1 | |
| Rating ROE | 1 | |
| Rating DER | 4 | |
| Rating TOTAL | 2 | |
RETURN ON ASSET
| BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | BPFI - Woori Finance Indonesia Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Financing Service | ||
| Industry | : | Consumer Financing | ||
| Sub Industry | : | Consumer Financing | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, DBX | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Pre Opening | : | Saham dapat diperdagangan melalui sesi Pre-opening | ||
| Corporate Action | : | - | ||
| TIME PERIOD : 21-05-2025 | |||
| Close | 398 | Prev Close | 400 |
| Change | -2 (-0.5%) | Range | 384-406 |
| Bid | 384 | Offer | 398 |
| Bid Volume | 9900 | Offer Volume | 52600 |
| Frequency | 59 | Value Rp.: 14.126.400 | |
| RETURN ON ASSET | |||||
|---|---|---|---|---|---|
| Benchmark to Others : | |||||
| A Exceptional | |||||
| B Excellent | |||||
| C Very Good | |||||
| D Good | |||||
| E Fair | |||||
| F Poor | |
||||
| RATIO (%) | ≤ 0 |
0-0.4 | 0.4- 1.7 |
1.7- 3.6 |
> 3.6 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | ||||||
| F Poor | |
|||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |