 | ASRM - Asuransi Ramayana Tbk. | ASRM - Asuransi Ramayana Tbk. | ASRM - Asuransi Ramayana Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Insurance | ||
| Industry | : | Insurance | ||
| Sub Industry | : | General Insurance | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, DBX | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Pre Opening | : | Saham dapat diperdagangan melalui sesi Pre-opening | ||
| Corporate Action | : | - | ||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | |
|||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 3 | |
| Rating ROA | 1 | |
| Rating EQUITY | 3 | |
| Rating ROE | 1 | |
| Rating DER | 3 | |
| Rating TOTAL | 2 | |
| MARKET CAPITALIZATION | ||
| Listed Share | 1.217.135.360 | |
| Price | Rp. 320 | |
| Capitalization | Rp. 389.483.315.200 | |
| OWNERSHIP | ||
| Listing Date : 19-Mar-90 | ||
| Lokal 17,47 % | Asing 0,90 % | Lainnya 81,63 % |
| ASRM - Asuransi Ramayana Tbk. | ASRM - Asuransi Ramayana Tbk. | ASRM - Asuransi Ramayana Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Insurance | ||
| Industry | : | Insurance | ||
| Sub Industry | : | General Insurance | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, DBX | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Pre Opening | : | Saham dapat diperdagangan melalui sesi Pre-opening | ||
| Corporate Action | : | - | ||
Financial Statements
| Description | 3Q18 | 3Q19 | 3Q20 | 3Q21 | 3Q22 | 3Q23 | 3Q24 | CAGR 5Y(%) |
| Last Price | 2350 | 2170 | 1725 | 1835 | 1535 | 1650 | 366 | |
| Market Cap | 504.2 B | 465.6 B | 524.9 B | 558.4 B | 467.1 B | 502.1 B | 445.5 B | -4.32 |
| BALANCE SHEET | ||||||||
| Cash | 92.0 B | 60.0 B | 69.7 B | 71.2 B | 99.7 B | 88.4 B | 108.6 B | 81.00 |
| Total Asset | 1.5 T | 1.5 T | 1.8 T | 1.7 T | 1.7 T | 1.9 T | 1.8 T | 20.00 |
| S.T.Borrowing | ||||||||
| L.T.Borrowing | 1.2 T | 1.1 T | 1.3 T | 1.2 T | 1.2 T | 1.2 T | 1.1 T | |
| Total Equity | 393.6 B | 434.6 B | 477.0 B | 544.6 B | 583.5 B | 646.1 B | 701.3 B | 61.37 |
| INCOME STATEMENT | ||||||||
| Revenue | 722.8 B | 922.3 B | 1.0 T | 1.2 T | 1.5 T | 1.5 T | 1.2 T | 30.11 |
| Gross Profit | ||||||||
| Operating Profit | 60.4 B | 61.4 B | 45.7 B | 52.9 B | 50.8 B | 57.9 B | 50.9 B | -17.10 |
| Net.Profit | 57.6 B | 51.9 B | 50.0 B | 55.3 B | 52.3 B | 54.1 B | 43.9 B | -15.41 |
| EBITDA | 67.8 B | 74.0 B | 57.3 B | 65.4 B | 64.5 B | 68.9 B | 65.7 B | -11.22 |
| Interest Expense | ||||||||
| RATIO | ||||||||
| EPS | 268.46 | 241.75 | 213.45 | 181.65 | 171.98 | 177.75 | 36.58 | -84.87 |
| PER | 8.75 x | 8.98 x | 8.08 x | 10.10 x | 8.93 x | 9.28 x | 10.01 x | |
| BVPS | 1834.32 | 2025.43 | 1567.68 | 1789.76 | 1917.57 | 2123.46 | 576.15 | |
| PBV | 1.28 x | 1.07 x | 1.10 x | 1.03 x | 0.80 x | 0.78 x | 0.64 x | |
| ROA | 0.0373 | 0.0346 | 0.0285 | 0.0326 | 0.03 | 0.0287 | 0.024 | -30.64 |
| ROE | 0.1464 | 0.1194 | 0.1048 | 0.1015 | 0.0897 | 0.0837 | 0.0626 | -47.57 |
| EV/EBITDA | 23.08 | 19.88 | 30.2 | 25.05 | 23.69 | 23.96 | 22.28 | |
| Debt/Equity | 2.93 | 2.45 | 2.67 | 2.11 | 1.99 | 1.92 | 1.61 | |
| Debt/TotalCap | 0.75 | 0.71 | 0.73 | 0.68 | 0.67 | 0.66 | 0.62 | |
| Debt/EBITDA | 17 | 14.4 | 22.26 | 17.59 | 17.99 | 17.96 | 17.15 | |
| EBITDA/IntExps | ||||||||
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | |
|||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| MARKET CAPITALIZATION | ||
| Listed Share | 1.217.135.360 | |
| Price | Rp. 320 | |
| Capitalization | Rp. 389 B. | |
| OWNERSHIP | ||
| Listing Date : 19-Mar-90 | ||
| Lokal 17,47 % | Asing 0,90 % | Lainnya 81,63 % |
| RATING FUNDAMENTAL | ||
|---|---|---|
| Rating EPS | 3 | |
| Rating ROA | 1 | |
| Rating EQUITY | 3 | |
| Rating ROE | 1 | |
| Rating DER | 3 | |
| Rating TOTAL | 2 | |
RETURN ON ASSET
| ASRM - Asuransi Ramayana Tbk. | ASRM - Asuransi Ramayana Tbk. | ASRM - Asuransi Ramayana Tbk. | |
| Sector | : | Financials | ||
| Sub Sector | : | Insurance | ||
| Industry | : | Insurance | ||
| Sub Industry | : | General Insurance | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Index (3) | : | COMPOSITE, IDXFINANCE, DBX | ||
| Board | : | 3 Index COMPOSITE, IDXFINANCE, DBX | ||
| Fasilitas Marjin | : | Saham yang tidak dapat diperdagangkan dengan menggunakan fasilitas marjin | ||
| Pre Opening | : | Saham dapat diperdagangan melalui sesi Pre-opening | ||
| Corporate Action | : | - | ||
| TIME PERIOD : 07-03-2025 | |||
| Close | 320 | Prev Close | 318 |
| Change | 2 (0.6%) | Range | 318-322 |
| Bid | 320 | Offer | 322 |
| Bid Volume | 22100 | Offer Volume | 1900 |
| Frequency | 9 | Value Rp.: 2.912.000 | |
| RETURN ON ASSET | |||||
|---|---|---|---|---|---|
| Benchmark to Others : | |||||
| A Exceptional | |||||
| B Excellent | |||||
| C Very Good | |||||
| D Good | |||||
| E Fair | |
||||
| F Poor | |||||
| RATIO (%) | ≤ 0 |
0-0.4 | 0.4- 1.7 |
1.7- 3.6 |
> 3.6 |
| RATING & BTO MATRIX | ||||||
|---|---|---|---|---|---|---|
| Benchmark to Others : | ||||||
| A Exceptional | ||||||
| B Excellent | ||||||
| C Very Good | ||||||
| D Good | ||||||
| E Fair | |
|||||
| F Poor | ||||||
| RATING | ||||||
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |
| RATING | 0 | 1 | 2 | 3 | 4 | 5 |